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Security you can audit,
not just hope for.

Your money and your data are protected by independently-audited controls, hardware-backed keys, and a tamper-evident record of every action — exportable for any audit.

SOC 2 Type II PCI DSS Level 1 ISO 27001 FDIC to $5M GDPR-ready

Funds at member banks

Deposits are spread across a network of FDIC-insured banks for coverage up to $5M — never held by us directly.

Hardware-key enforcement

Require WebAuthn security keys for logins and for any payment above a threshold you set. Phishing-resistant by design.

Immutable audit log

Every change, approval and payment is recorded in a tamper-evident log, retained for seven years and exportable on demand.

Granular roles & quorums

Role- and attribute-based access down to the field, with 2-of-3 approval quorums for high-value movements.

Encryption everywhere

AES-256 at rest, TLS 1.3 in transit, and isolated key management — with secrets that never touch application logs.

Continuous testing

Independent penetration tests, a public bug-bounty program, and 24/7 monitoring with on-call response.

// Compliance & controls

Built for the people who sign off.

  • Reports on requestSOC 2 Type II and PCI attestations available to every customer under NDA, plus a live trust center.
  • Data residencyChoose where your data lives, with isolation between customers at the storage layer.
  • Responsible disclosureFound something? Email security@meridian.example — we respond within one business day.

Bank with controls you can prove.

Open an account in minutes, or talk to us about your compliance requirements.

Open an account