Banking that reconciles itself to the cent.
Meridian is the operating account for modern companies — treasury, corporate cards, and bill pay in one ledger that closes your books in real time, not at month-end.
Operating accounts for 6,000+ companies
Everything finance touches, in one ledger.
Stop stitching together a bank, a card program, and three spreadsheets. Meridian unifies the money and the bookkeeping.
4.38% treasury yield
Idle cash is swept into government money-market funds overnight — and swept back the moment you need it. No lockups, no minimums.
Cards with real limits
Issue virtual and physical cards in seconds. Set merchant rules, per-team budgets, and watch every swipe post to the right ledger code instantly.
Bill pay that books itself
Forward an invoice. Meridian reads it, routes approval, schedules the payment, and writes the journal entry — coded to the right vendor and class.
Real-time close
Books that are always current.
Same-day ACH
Move money before 5pm ET.
Granular roles
Approvals down to the dollar.
"We closed last quarter in a single afternoon. What used to take my team a full week, Meridian reconciled on its own — and I trust the numbers more than I ever did."
Security you can audit, not just hope for.
- Funds held at member banksDeposits are spread across a network of FDIC-insured banks for coverage up to $5M.
- SOC 2 Type II & PCI DSSIndependently audited controls, with reports available to every customer on request.
- Hardware-key enforcementRequire WebAuthn security keys for payments above any threshold you set.
Close your books
while you sleep.
Open an account in under ten minutes. No minimums, no monthly fees, no migration headache — we move your vendors and rules for you.