Your keys.
Your coins.
Zero friction.
Lumen is a self-custodial wallet built for actual humans. Hold, swap, and spend onchain assets with the ease of a banking app — and keys that never leave your device.
Onchain, without the headache.
All the power of self-custody, none of the seed-phrase anxiety. Lumen handles the hard parts so you don't have to think about them.
Keys only you hold
Your seed is generated and encrypted on-device, backed up with your own cloud or hardware. Lumen literally cannot touch your funds — and neither can anyone else.
Best-price swaps
Route across DEXs for the best rate, automatically.
Spend in the real world
Spend stablecoins anywhere with the Lumen card — instant off-ramp, no bank required.
Scam-proofed by default
Every transaction is simulated and risky approvals are flagged before you ever sign.
Buy with a tap
On-ramp from your bank or card in seconds — fiat to onchain, no exchange detour.
Set up in under a minute.
Download & create
Spin up a fresh wallet with one tap. Your recovery is encrypted on-device — no email, no KYC to start.
Fund in seconds
Buy crypto with a card or move assets in from any exchange or wallet. Lumen detects everything automatically.
Do anything onchain
Swap, stake, collect, and spend across nine networks — all from one clean, human interface.
Self-custody that's actually safe.
Own your money.
Join 1.8 million people who took their assets self-custodial — without giving up the experience of a great app.